10 Common Questions Related to Workers' Compensation

Sep 15, 2021

Business Commercial Insurance

10 Common Questions Related to Workers' Compensation

People who file a workers' compensation claim often have questions that go unanswered unless they know where to turn. Knowing the right answers to these questions play a key role in helping you make informed decisions.

The following are the 10 most common questions related to workers' compensation and their answers.

1. What Can I Do If I'm Fired after Filing a Workers' Compensation Claim?

In most states, it is against the law to fire an employee who files a worker's compensation claim. The Retaliatory Employment Discrimination Act is a law intended to help employees who have been mistreated by their employers. Employees can use this law to ensure they get the compensation they deserve.

2. What If  My Employer Treats Me Differently after I File a Claim?

While you may hope not to be treated differently after filing a worker's compensation claim, it might still happen. If you are being treated in a discriminatory manner, you should speak to an attorney who specializes in worker's compensation claims.

3. Does My Case Get Stronger If I'm Fired after Filing a Claim?

That depends on why you were fired. If it was for a legitimate reason, the insurance company might be able to deny your claim. If there was no good reason for your termination, your employer might be held responsible for your claims.

4. If I Go Back to Work, Will It Hurt My Workers' Comp Claim?

It's important to discuss your case with your attorney first, as going back to work prematurely can damage your claim. However, you may be able to return to work if your employer abides by your doctor's orders as to your limitations.

5. Am I Protected Against Losing My Job after Filing a Claim?

The Retaliatory Employment Discrimination Act is in place to protect your rights if you lose your job for the wrong reason after you file a worker's compensation claim. Your attorney will help you take control of the situation and assist you in getting the compensation you deserve.

6. What Happens If I Can't Go Back to My Old Job?

If you can't go back to your old job, your benefits may provide you with the resources you need to receive training to apply for a different job. This training will give you the skills you will require in your new position.

7. When I Lose My Job, Will I Lose My Health Insurance Too?

That will depend on your circumstances. In many cases, the loss of your job will also result in the loss of your health insurance. However, there are times when you may have the option to keep your insurance if you can pay for it out of your own pocket.

8. Am I Required to Go Back to Work If I'm Physically Able?

In most cases, yes. You will be required to go back to work if you are physically able to handle the tasks you performed while on the job. If you can't do the same job but still want to work, there are options that will allow you to be retrained.

9. Why Do I Need a Good Workers' Comp Lawyer?

A good workers' comp lawyer will protect your rights when your employer mistreats you or if an insurance company tries to deny you the benefits you deserve.

10. When Should I Contact a Workers' Comp Lawyer?

It's essential to have a workers' comp lawyer on hand as soon as you file your claim. This ensures deadlines are met and your rights are fully protected.

When you have questions about worker's compensation, don't turn to just any insurance company. Contact our team at C.V. Mason Insurance Agency when you need solid answers. We are here to assist you with all your coverage needs.