What to Do When Switching Auto Insurance Providers

Jan 23, 2020


What to Do When Switching Auto Insurance Providers

How to switch your car insurance company.

  Loyalty to your car insurance company doesn’t always guarantee better rates or better treatment when making claims. There are a number of other insurers out there who could be offering more wide-ranging coverage that better suits your budget. If you’re looking to switch your car insurance provider, there are a few things you should know.   Consider your coverage You’ve had a look online and see that another provider is offering auto insurance at half of what you’re paying right now. Before you switch, dig a little deeper. What is the coverage? Too little insurance can leave you financially exposed, which could mean you don’t actually save money if you were to file a claim. On the other hand, too much coverage may mean you’re paying more than you need to. Consider the coverage you want and need before comparing policies.   Contact your current carrier If you’ve found a great rate from an insurer that looks promising, you may be itching to get started. However, it’s not a bad idea to give your old insurance provider a chance to keep your business. Although car insurance companies don’t often price match, there may be a way to find additional savings.   Don’t let your coverage lapse If you choose to leave your current insurer, make sure that your new coverage begins when your current policy ends. Car insurance companies look closely for lapses in coverage, and you could be penalized for even the smallest of gaps.   Keep your new documents secure Make sure to keep your new ID cards, documents, and any other forms safe. Most insurers allow you to access your ID card online through your smartphone, but it’s best to have a hard copy in case you’re stopped in an area without cell service.   These tips can help you when you’re looking to switch auto insurance providers. For all of your car insurance needs, contact C.V. Mason Insurance Agency in Bristol, Connecticut. We will work with you to ensure you have the right amount of auto insurance coverage, all at the right price to fit your budget.