Despite how often or rarely you use your recreational vehicle, you need protection while on roads with it. Many people go with the basic RV insurance policy as they don’t use their RVs frequently. However, what if your RV breaks down or gets damaged on the roads? Does a standard policy cover you? It won’t, and this is where you need roadside assistance coverage. Though roadside assistance coverage is optional, having it is worth your money in many circumstances. Let us discuss them.
Sometimes you may experience mechanical failures, blown tires, or lack of maintenance-related issues. Unless the repairs are caused by another driver or vehicle, your RV insurance won’t come to your rescue. This is where RV roadside assistance coverage is important to cover you in the circumstances mentioned above.
Breakdowns or flat tires can happen at any time. However, knowing that you can get financial and emotional help from your roadside assistance coverage ensures your peace of mind. So you don’t have to worry about experiencing such situations in the future. Whether you need a tire change, fuel, towing, or a jumpstart, RV roadside assistance coverage will kick in.
Generally, roadside assistance providers will cover a reasonable number of towed miles as part of their annual fee. Unlike other vehicles that incur per-mile and hook-up fees, an RV’s towing costs are calculated on a per-hour basis, which may range from $125-350. The cost will be calculated from the moment the tow truck arrives until you reach your destination. So, it does not take much time to incur a hefty bill. With roadside assistance coverage, you can save those hefty out-of-pocket expenses.
There are several roadside assistance policies on the market, but ensure to find the one that offers you maximum benefits at a minimum price. Assess your budget, determine how much you can afford to pay for roadside coverage annually, and narrow down your options accordingly. All insurers may not cover service motorhomes and towable RVs, so check whether your towed vehicle and RVs are covered under the same policy or if you need to buy two different policies.
While buying roadside assistance coverage, ensure to check out the following things in the fine print:
If you are unsure about whether to go with the coverage or not, you can read the reviews posted by existing policyholders. It is good to check out the reviews of customers of the providers you are considering. Reviews will help you understand the coverage, including its merits and demerits, when it is really important, and whether or not it is a worth-buy. Roadside assistance coverage is important to get you back on the road when you are helpless with blown tires or lack of fuel. So, have one and drive with no worries.
At C.V. Mason Insurance Agency, we offer all-in-one recreational vehicle insurance that covers a wide range of RVs while providing extensive coverage, including roadside assistance. Contact us today to get started.
